Does a sunroof increase the cost of my insurance? Since sunroofs and moon roofs are often an optional (and more expensive) accessory – it usually costs a little more to insure a car with one, compared to the same make and model without one.Oct 31, 2018
A moonroof is considered a type of sunroof, says CARFAX. But a moonroof usually has a tinted glass panel, much like an extra window, on top of the car. Unlike a traditional sunroof, moonroofs are not designed to be removed from the vehicle, although they usually slide or tilt open, reports USNews.